Capabilities

Your Complete Toolkit for Municipal Financial Analysis

Standardized financials, MuniScore ratings, AI-assisted analysis, and advanced screening across 20,000+ municipalities. Built for public finance professionals who need answers, not more data to process.

Structured financial data from 90,000+ ACFRs, scored, comparable, and ready to analyze.

Compare municipalities with standardized financials and MuniScore financial health ratings

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MuniSpot
01.

Your AI Research Partner

Ask Questions About Municipality’s financial health and operating performance. Get Answers Instantly.

Ask about debt sustainability, fund balance adequacy, pension exposure, or revenue concentration and get an answer grounded in standardized ACFR data you can verify. Build a credit view on an unfamiliar issuer, pressure-test an existing one, or compare against sector peers before you write a single line of analysis.

  • Instant answers grounded in standardized ACFR data you can verify
  • Multi-year trend analysis and trajectory assessment from a single question
  • AI-surfaced risk flags, anomalies, and ratio interpretation for your review
  • Compare any municipality against sector peers using MuniSpot benchmarks
  • Available on Professional and Team plans
MuniSpot
02.

Report Generator

New

Generate a Complete Research Report in Seconds, Not Days.

Choose a report type — credit summary, peer comparison, sector analysis, or portfolio health assessment. MuniSpot pulls the relevant financials, calculates key ratios, and identifies comparable jurisdictions automatically. The output includes an executive summary, section-by-section analysis, peer benchmarks, and source citations tied to the underlying ACFRs. Export as PDF or copy directly into your workflow.

  • Single municipality, peer comparison, and sector analysis report types
  • Revenue, expenditure, fund balance, debt, and economic context coverage
  • Peer benchmarking with automatic peer group selection
  • Export to PDF or copy text
  • Available on Professional and Team plans
MuniSpot
03.

MuniScore

Screen and Compare Any Municipality’s Fiscal Health at a Glance.

Use MuniScore to triage a large universe of municipalities before committing time to deeper analysis. The 1-99 composite covers economy, budgetary performance, reserves, and debt burden, so you can rank and compare credits on a consistent basis across cities, counties, school districts, and states. Drill into the four-factor breakdown to see exactly which metrics are driving a score and how each compares to sector benchmarks.

MuniScore Breakdown

Financial health scores against city benchmarks · FY 2024

Scoring methodology →
0Strong

Financial Health Score

Very LowLowModerateStrongVery Strong
High Confidence · 9/9

Economy

25% weight

0

Strong

Household Income$68,420
Unemployment3.8%
Poverty Rate11.2%
Bachelor's+38.5%

Budgetary

10% weight

0

Moderate

Operating Margin2.3%

Reserves

40% weight

0

Strong

Unreserved FB / Exp28.4%
Total FB / Exp42.1%

Debt

25% weight

0

Moderate

Debt / Revenue145.2%
NPL+OPEB / Revenue98.7%
MuniSpot
04.

Financial Statements

Read Any Municipality’s Financials Without Touching the ACFR.

Access balance sheets, income statements, and long-term obligation schedules for any municipality without locating or parsing the underlying ACFR yourself. Every line item is mapped to a framework informed by GASB standards, enabling direct comparison across jurisdictions with no manual reconciliation. Original as-reported figures are preserved alongside standardized classifications so you can trace any number back to its source.

Income Statement

Statement of Revenues, Expenditures, and Changes in Fund Balances · FY 2024

Section / Category
General Fund
Total Govt Funds
REVENUES
5 categories
$109.6M
$119.0M
Property Taxes
$52.8M
$53.1M
Sales Taxes
$28.2M
$28.2M
Franchise Taxes
$8.9M
$8.9M
Intergovernmental
$12.8M
$18.9M
Charges for Services
$6.8M
$9.8M
EXPENDITURES
4 categories
$82.0M
$91.0M
+
NET CHANGE IN FUND BALANCES
$27.6M
$27.9M
|
MuniSpot
05.

Visualizations

See the Story in the Data Before You Write the Narrative.

Use interactive charts to orient yourself in a municipality’s financials before committing to a full analysis. Review revenue composition by source, assess whether operating results reflect a structural shift or a one-time event, and compare assets and liabilities across fiscal years in minutes rather than the hours it would take from raw ACFR figures.

Revenue Mix

Fiscal Year 2024

$0Total Revenue
Property Taxes$1.84B (36.7%)
Sales Taxes$1.16B (23.0%)
Intergovernmental$923M (18.4%)
Charges for Services$687M (13.7%)
Other Revenue$412M (8.2%)
MuniSpot
MuniSpot
07.

Map

Spot Regional Patterns and Surface Peers Visually.

Explore the full coverage universe on an interactive map color-coded by MuniScore. Identify geographic clusters of fiscal stress or strength, surface neighboring municipalities as peer candidates, and pivot from any point on the map directly into a full dashboard. Useful for regional analysis, portfolio mapping, or orienting yourself in an unfamiliar market.

MuniSpot interactive map of municipalities color-coded by MuniScore
MuniSpot
08.

Debt & Obligations

See the Full Liability Picture, Not Just the Bonds.

Get a complete view of a municipality’s long-term liability position without digging through ACFR footnotes. MuniSpot surfaces net pension liabilities, OPEB obligations, compensated absences, and debt schedules alongside the financial statements, standardized and ready to compare across jurisdictions. Review funded ratios and annual debt service obligations to assess how long-term commitments weigh on revenue capacity.

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Long-term obligations analysis
MuniSpot
09.

Data Export

Export What You Need, in the Format Your Workflow Requires.

Export any financial statement, ratio, or screening result in CSV, Excel, or JSON format for use in your own models, client reports, or quantitative workflows. Statements export in both standardized and as-reported formats, so you can work with normalized data for cross-jurisdictional comparison or reference original figures when source fidelity matters.

Balance Sheet Details

City of Easton • FY 2023

Section / Category
General Fund
Assets
$22,402,292
Cash and Equivalents
$8,156,432
Receivables
$3,847,291
Prepaid Items
$412,569
Capital Assets
$9,986,000
Liabilities
$11,715,707
Accounts Payable
$1,892,341
Accrued Liabilities
$2,156,892
Long-term Debt
$7,666,474
Fund Balances
$10,686,585
Nonspendable
$412,569
Restricted
$1,872,249
Assigned
$5,100,000
Unassigned
$3,301,767
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MuniSpot Intelligence Turns Complexity Into Clarity for Confident Decisions

Standardized financials, MuniScore ratings, and AI-assisted analysis for 20,000+ municipalities. You bring the judgment. We handle the data.